Northrop Grumman Federal Credit Union is making these Dental and Vision coverage offerings available to you.

NGFCU membership is not required to enroll.

 


P.O. Box 3907
Gardena, CA

90247-7599
Call toll-free:
1-888-293-4903

Since 1995, Northrop Grumman Federal Credit Union has offered retirees the opportunity to purchase dental coverage. In 2003, vision care coverage was added as an option.

We are pleased to advise you that these coverages are open to all members, as well as their families and friends who don't have access to dental or vision plans.

You are eligible to enroll in a dental and/or vision care plan with a pro-rated premium. Subsequent partial plan year enrollment is available with enrollment required not less than 15 days prior to the beginning of the following month's coverage.

Call the Dental and Vision Care Service Center toll-free for an Enrollment Kit or questions at
1-888-293-4903 Option 1.
.

The hours are 8am to 4pm Pacific, Monday through Friday, or leave a message to be called back on the next business day.

Download and Print the ENROLLMENT KIT

 

Your spouse and dependent children up to age 26 are also eligible for dental coverage under these programs.

  • Minimize out-of-pocket expenses with theCIGNA Dental HMO, a managed care dental program

  • No deductible, no maximums, and no claim forms to file.

  • No charge for most diagnostic and preventative services.

  • For other services, the sample Patient Charge Schedule in your enrollment kit lists your fixed co-payments for covered procedures. The complete list is mailed upon enrollment in the Dental HMO plan.

  • Orthodontic coverage is available for children up to age 19 and adults.

  • Finding a CIGNA Dental Care HMO network dentist near your home is easy. Visit the dental office locator at www.cigna.com, or call a representative at 1-800-244-6224.

  • Out-of-network benefits are not available with the CIGNA Dental HMO.

There are no CIGNA HMO offices in the following states: AK, DE, HI, ID, ME, MT, ND, NH, NM, PR, RI, SD, VT, WV, WY

Payment Options

Quarterly

Annual

Member Only 70.32 210.96
Member + One 135.09 405.27
Member + Family 190.47 571.41

These rates are prorated for a October 1, 2016 start date. The plan year ends June 30, 2017.

  • Save on out-of-pocket expenses for treatment when you visit general dentists or specialists in our large national CIGNA Dental PPO Advantage network - more than 87,500 dentists nationwide.

  • Or use out-of-network benefits when you visit any dentist you choose. Your out-of-pocket expenses will be higher when you visit an out-of-network dentist.

  • In-network or not, you'll be reimbursed for all or part of the costs for covered procedures up to your annual dollar maximum. Your annual dollar maximum in-network is $2,000 and out-of-network is $1,500 after meeting your deductible.

  • Enhanced benefits now include implants,and increased benefits for periodontics and endodontics.

  • No referral is required to see a specialist.

  • Fast, accurate convenient claims processing. Most CIGNA network dentists file claim forms for you; you must file claims for out-of-network care.

  • Finding a CIGNA Dental PPO Advantage network dentist near your home is easy. Visit the dental office locator at www.cigna.com, or call a representative at 1-800-244-6224.

Available in
All States

Payment Options

Quarterly

Annual

Member Only

125.10

375.30

Member + One

210.06

630.18

Member + Family

314.76

944.28

These rates are prorated for a October 1, 2016 start date. The plan year ends June 30, 2017.

This coverage, provided by Vision Service Plan (VSP), the largest vision care provider in the United States, has 71,000 access points.

 

To locate a vision expert in the VSP Choice network, visit www.vsp.com or call 1-800-877-7195.

  • Eye exam once every 12 months

  • Prescription glasses single vision, lined bifocal, lined trifocal, and standard progressive lenses once every 12 months

  • Frames covered up to $150.00 or $170 on featured frame brands and $80 for Costco plus 20% off any out-of-pocket cost once every 24 months

  • Contacts in lieu of glasses your $150 allowance applies to the cost
     

Your Coverage

Your Co-pays

When visiting a VSP network doctor, you'll receive:

 

Exam

every 12 months

$20.00

Prescription Glasses

 

$25.00

Lenses

every 12 months

 

Single vision, lined bifocal, lined trifocal, and standard progressive lenses

 

Frames

every 24 months

 

Frame of your choice covered up to $150 or $170 on featured frame brands and $80 for Costco, plus, 20% off any out-of-pocket costs

 

or

   

Contacts

every 12 months

No co-pay applies

 

 

 

 

 

 

 

 

 

Available in All States

Payment Options

Quarterly

Annual

Member Only 32.91 98.73
Member + One 54.84 155.52
Member + Family 75.57 226.71

These rates are prorated for a October 1, 2016 start date. The plan year ends June 30, 2017.